87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Hero Image
87
Oak Road Poraiti
Napier | Hawke's Bay

The Apex of

Apartment Design

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Neal Andersen
Neal Andersen
Presented At
$903,315
Bedrooms
4
Bathrooms
1
Living
2,799
SQFT
Office
Stone Countertops
Air Conditioning
Elevator
Bar
Laundry Room
Garage
Terrace
Outdoor Living Space
Balcony
Garden
Pool
Water View
Coastal
Sea View
Privacy
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 1
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 2
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 3
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 4
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 5
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 6
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 7
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 8
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 9
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 10
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 11
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 12
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 13
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 14
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 15
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 16
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 17
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 18
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 19
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 20
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 21
87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 22
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87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. , Napier , Hawke's Bay

87 Oak Road

Bathed in sunlight and crowned by captivating city-to-sea views, this architecturally designed residence is a masterclass in modern living

  • elevated both in position and design. Sculpted across two expansive levels, it delivers on every promise of high
  • from the striking statement kitchen with stone bench tops, natural stone back splash, bespoke cabinetry and large scullery equipped to host, cater and conceal with equal finesse.
The well

Exterior

Property

Gallery

3D Street View Tour

Map showing 87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand.

Property Location

87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand., Napier Hawke's Bay

Local Weather & Climate

Napier, Hawke's Bay

Current Conditions Updated recently
69 °F
Scattered clouds
Feels Like 69°F
Humidity 76%
Wind 7 mph
Visibility 6.2 mi
Sunrise 5:49 PM
Sunset 7:02 AM
5-Day Forecast
Tue 24 Feb
Clouds
High 69°
Low 51°
Wed 25 Feb
Clouds
High 70°
Low 56°
Thu 26 Feb
Clouds
High 76°
Low 59°
Fri 27 Feb
Rain
High 69°
Low 57°
Sat 28 Feb
Clouds
High 62°
Low 53°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Napier?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

NZ$
%
NZ$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Napier. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $90,331,497 20% down ($18,066,299)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$7,762
$7,762/day
Your home may appreciate while you sleep
$54,484/week $236,099/mo $2,833,190/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$49.7M
vs
OWN 📈 +$70.5M
$70.5M Potential Equity
vs $49.7M lost to rent over 10 years
$18.1M Down Payment Growth
3.9x
10yr
$70.5M
8.1x
20yr
$146.0M
12.6x
30yr
$228.1M
Wealth Comparison
×543
Equivalent to 543 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $228.1M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $106.4M +18%
Market $123.0M +36%
Optimistic $142.0M +57%
$70.5M est. equity
20 Years
Conservative $125.3M +39%
Market $167.5M +85%
Optimistic $223.1M +147%
$146.0M est. equity
30 Years
Conservative $147.5M +63%
Market $228.1M +153%
Optimistic $350.6M +288%
$228.1M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at 87 Oak Road Poraiti, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand features 4 bedrooms with 2,799 square feet of living space.
This property offers 2,799 square feet of living space.
This property is listed at $90,331,497, which equals $32273 per square foot.
Based on current market indicators, Napier shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Napier, Hawke's Bay. The property is situated in an established neighborhood with convenient access to local amenities and services.
Neal Andersen

Neal Andersen

New Zealand Sotheby's International Realty

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